Insurance Solutions

As experts in serving the insurance needs of individuals, business owners and their employees since 1979, we understand the importance of developing a insurance solution that's right for you.

Employees usually rank health care coverage as the most important of all employee benefits. Yet it is also an attractive benefit for many employers. By pooling risk, businesses can purchase health coverage at a much lower cost than individuals. In addition, tax benefits ensure that health care is a very cost-effective way to compensate employees.

There are three popular programs that businesses generally provide for their employees: traditional, HMO, and PPO. Some businesses will offer just one or two of the three. Other businesses, particularly ones with a diverse group of employees, will opt to offer all three.

For Businesses - Employers with as few as two employees can choose from a broad spectrum of group life and health insurance coverage including medical with prescription drug coverage included in the insurance, vision, disability income, dental and life insurance. Plus, we offer Administrative Services Only (ASO) options for large employers.

For Individuals - What a relief it is to have a plan in place - just in case. And we're not just talking life insurance. Obtaining a will, providing for your heirs, disability income insurance - they're all important. Luckily, it's really not that difficult to put everything together. We can help! From term life to adjustable life, universal life to survivorship whole life, we work with you to help select the insurance coverage that's right for you and your family.

 

Phone: 989.772.4969 / Fax: 989.772.3539

Electronic/Internet Mail Address: benefits@benefitconsulting.com

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